Pradhan Mantri Jan Dhan Yojana 2023: If you have a Jan Dhan account, you will get benefits, the government has announced
Pradhan Mantri Jan Dhan Yojana 2023
Pradhan Mantri Jan Dhan Yojana 2023:
Pradhan Mantri Jan Dhan Yojana 2023: Pradhan Mantri Jandhan Yojana (PMJDY) was launched on August 28, 2014. The scheme launched by the central government Pradhan Mantri Jan Dhan Yojana (PMJDY) is a financial scheme of the Government of India that aims to make financial services like bank accounts, loans, payments, insurance, pensions, etc. easier for common people. It was done. The main objective of this scheme is to connect all the households in the country with bank facilities.
Under this scheme, Scheduled Castes, Scheduled Tribes, and Other Backward Class Families have been linked with bank facilities.
This scheme was implemented in two phases. In which the first phase is from August 15, 2014, to August 14, 2015. And the second phase is from August 15, 2015, to August 14, 2018.
Pradhan Mantri Jan Dhan Account Information
Under the Pradhan Mantri Jandhan Yojana, everyone can open an account with a zero balance.
Debit cards can also be obtained.
Transaction of money, investment of money
Various facilities, like accident insurance assistance and loan assistance, are available
This scheme, launched by the central government, has been implemented in two phases. Uneducated people living in rural areas or eligible people are easily joining this scheme. Under this scheme, various facilities have been made available by the bank to the candidates, including money transfers, money investments, accident insurance assistance, and loan assistance.
More than 46 crore accounts have been opened since August 28, 2014, until 2022, i.e., in 8 years since PMJDY 2022. According to the information received by the financial account, 1.74 lakh crores of rupees are already there. With the help of this scheme, 67% of people living in rural areas are getting connected to banking facilities.
What are the benefits of Jan Dhan’s Account?
Under the Pradhan Mantri Jandhan Yojana, the candidate will be given accident insurance assistance of Rs. 10,00,000.
Additional insurance assistance of up to Rs. 30,000 was provided to those who opened the account until January 26, 2015.
Jan Dhan can also avail of an overdraft facility of Rs. 5,000 after 6 months after opening the account.
According to the information received by the central government, 24.61 crore women have joined this Pradhan Mantri Jandhan Yojana till December 29, 2021.
Under, the slogan for this scheme has also been launched by Prime Minister Narendra Modi which will be run by the slogan My Account, Fortune Teller i.e. “Me Ra Khate Bhagya Vidhata “.
In the second phase, the facility of pension micro insurance has been started, under which loan assistance and pension assistance will be provided to the beneficiaries.
Brief information about Jan Dhan’s Account
This scheme is launched by the central government.
The main objective of this scheme is to connect all the households in the country with bank facilities.
People of every caste living in the country can join this scheme.
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Under the scheme, everyone can open their account with zero balance.
Also can get a debit card.
Under this scheme, various facilities like money transfers, money investment, accident insurance assistance, and loan assistance are available.
By 2021, 24.61 crore women have joined this Pradhan Mantri Jandhan Yojana.
Under the Pradhan Mantri Jandhan Yojana, the candidate will be given accident insurance assistance of Rs.1,00,000.
The age of the applicant availing the benefit of this scheme should be between 18 years to 59 years.
Now candidates can open an account near their residence. The various types of subsidies received under this scheme will be directly deposited in the Jandhan account of the candidates.
Document for opening Jan Dhan account
- aadhar card
- MGNREGA Card
- Voter Identification Card
- Ration card
- Driving license
- Electricity or telephone bill
Any one of the proofs should be a birth-marriage certificate or an institution certificate. If there is no identity card, the account can be opened on the condition of depositing the identity card in the bank within one year of opening the account