BOB Digital Loan Apply – Apply for a personal loan sitting at home, this is the complete application process

BOB Digital Loan Apply: Hello friends, how are you all? I hope you are all well. In today’s post, we will learn in detail about the BOB (Bank of Baroda) Digital Loan application.

Bank of Baroda is the third-largest bank in India; it has around 3000 bank branches and more than 1000 ATMs.

BOB Digital Loan Apply

Friends, in this rush of life, you must have faced the problem of money at one time or another. It must have come to your mind that you can get money from anywhere in a few minutes. India’s largest bank, Bank of Baroda, has listened to your thoughts. Is.

Bank of Baroda has brought all of you such a platform from where you can transfer money to your bank account in a few minutes, so now let us talk about Bank of Baroda Digital Loan.

BOB Digital Loan Apply- Overview 

Name Of The SchemeBOB Digital Loan 
Name Of The ArticleDigital Loan Apply 
Type Of ArticleLoan 
Who Can ApplyAll BOB Customers
Mode Of Application Online 
Required Age LimitMin. 21 year

Bank of  Baroda Overview

Bank NameBank of Baroda 
HeadquarterVadodara Gujarat
Establishment 20 July 1908
President and managerSanjeev Chadda
type of bankPublic 
the productCredit CardLoan and Savings Account

BOB Digital Loan Apply

Bank of Baroda is one of the largest banks in India, it is a well-known bank because the facilities of this bank are very good and it gives satisfactory answers to its customers and solves their problems as soon as possible.

In view of the money problem of the people, the Bank of Baroda took out a new option of BOB Pre Approved Microloan, through which the customers of this bank can get the amount in the form of a loan in their bank account very easily.

Pre-Approved Personal LoanDigital Personal Loan
Loan Offer Starting Min. Rs. 5,000/- to Max. Rs. 5,00,000Loan Offer Starting  Min. Rs. 50,000/- to Max. Rs. 10,00,000/-
Interest RateMin.10.7%Max.14.4%14.4%
Loan Repayment  Min. 9 Months to Max. 36 MonthsLoan Repayment Min. 12 Months to Max. 60 Months
APR (Annual Percentage Rate) Min. 12.14% + Processing Charges + Stamp Duty*   Max. 15.67 % + Processing Charges + Stamp Duty*APR (Annual Percentage Rate) Min. 10.70 % + Processing Charges#+ Stamp Duty*    Max. 16.05 % + Processing Charges# + Stamp Duty*# Processing Charges : Min. Rs. 1,000/- Max. Rs. 10,000/-

BOB Digital Loan Eligibility 

To take a loan from the Bank of Baroda 

  • First of all, you have an account in the Bank of Baroda
  •  After that, you should have an M Connect+ application on mobile.
  • Have good financial dealings with the bank.
  • What is the average balance in your bank account?
  • You must be at least 21 years of age.

On the basis of the above-mentioned factors, the Bank of Baroda sees how much loan you have to give and for how long.

Documents required for BOB Digital Loan

Friends, if you want to take a loan from the Bank of Baroda, then you must have the following documents-

  • valid mobile number
  • aadhar card link with mobile number
  • pan card
  • 6 months old statement of your bank 
  • To do video KYC from Web Camera
  • RTR Return of last 2 years

If you have the above-mentioned documents then you can apply for a Bank of Baroda loan.

How to apply for BOB Digital Loan?

Friend, if you want to apply for Bank of Baroda Digital Loan, then follow the information given by us step by step –

  • You can apply in two ways, through the mobile app or through the official website, first, click on the link
  • After reading all the information given here, you have to click on the Proceed option.
  • After which you have to enter OTP by entering the mobile number considered by you.
  • After that you will submit your personal details by uploading more documents
  • After which the loan will be accepted by your bank

M-Connect Application (Mobile App)

  • First of all, you have to install Bank of Baroda’s M-Connect application on your mobile.
  • After this, the option of a Digital Loan will appear on the home page of this mobile application, on which you will have to click. You can also take other types of loans here as shown in the photo.
  • After that, you select the loan amount, installment, and tenure at your convenience.
  • After that a form will open in front of you, read it properly and fill it, after filling this form, click on Apply.
  • After that your loan will be approved .

Friends, if you follow the above information step by step, then the amount taken from this bank comes to your bank account.

Official WebsiteClick Here
HomeClick Here
Direct Link To Apply Click Here

BOB Customer Care

Friends, for any problem related to loan, you can talk to their customer care.

  • Toll-Free No. You can call on 18001024455 or 18002584455
  • You can also visit any Bank of Baroda branch to get your queries answered.


Friends, in this post, we have given you detailed information about BOB Digital Loan Apply as well as the documents you need, eligibility and how to apply, which you can easily take a loan from Bank of Baroda by reading carefully.

I hope you have liked the information given by me, then share this post further and comment, thank you.